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Our lenders offer workplace loans through payroll deduction in select markets across America.

Who We Are

The Community Loan Center of America is a program of Texas Community Capital (TCC).  TCC is  a licensed CDFI and a non-profit lending intermediary providing loan products and development services to Texas CDCs, CDFIs and other community development organizations. Conceptualized and initiated by the Texas Association of Community Development Corporations (TACDC) and in partnership with the Texas State Affordable Housing Corporation (TSAHC), TCC’s purpose is to provide loan and investment products, development services, and other related activities to Community Development Financial Institutions (CDFIs), community-based non-profit organizations and similar organizations, and the low-to-moderate income households they serve.


The mission of the Corporation is to provide specialized loan and investment products and services that promote economic and community development in under-served Texas Communities to enhance the quality of life of low-to-moderate income persons.

The Community Loan Center is a scalable and sustainable alternative to predatory payday and auto-title lending.  The CLC program operates in markets across the county by engaging reputable community-based lenders to provide access to fairly-priced consumer credit.  Our goal is a more equitable and just consumer credit market throughout the country.

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The NEXT Awards recognizes CDFIs working in bold, new ways to expand coverage of responsible financial products and services in their communities. This year, the prestigious awards program focuses on the Future of Consumer Finance and selected us as a Seed Capital Awardee for our innovative strategy to expand access to responsible financial products and services in disinvested areas.









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