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Who We Are

The Community Loan Center of America’s mission is to promote and expand the Community Loan Center Program as an alternative to high priced small dollar loans.  Our goal is to create and expand social enterprises that provide workers access to credit that is fairly priced.    

CLC America is operated by Texas Community Capital (TCC).  TCC is a non-profit lending intermediary providing loan products and development services to Texas CDCs, CDFIs and other community development organizations.

Operating as the Community Loan Center of America, we are proud to provide affordable small dollar loans through a network of local lenders who engage employers to offer loans to their employees at no cost to the employer.

As network administrator of the Community Loan Center Affordable Small-Dollar Loan Program (CLC), TCC has fostered more than 113,000 transactions as alternatives for expensive payday and auto title loans through CLC Local Lenders.  These CLC affiliates have lent out over $109 million to Texans needing access to credit which has saved our borrowers more than $79 million, compared to traditional payday and auto title loans. 

The first Community Loan Centers outside of Texas began operating in June 2016.

Texas Community Capital Board of Directors
David Danenfelzer

Board Chair

Texas State Affordable Housing Corporation

Senior Director of Development Finance

JoAnn DePenning

Board Vice Chair

J DePenning Consulting

Independent Consultant

Gloria Sanderson

Board Treasurer

Sunflower Bank

Senior Vice President, CRA Officer

Dietrich Johnson



City of Longview

Assistant Director of Community Services Administration

David Diaz


Independent Consultant

Paul Turney


Brazos Valley Affordable Housing Corporation

Executive Vice President

Beatriz Farias


Motivation Education and Training

Housing Services Coordinator

Roy Nash


NeighborWorks Waco

President and CEO

Derric Hicks


Texas Mezzanine Fund

Chief Executive Officer

Texas Community Capital Staff

Hala Farid

Executive Director

Robyn Murphy

Director of Operations 

Hanna Lawson

Program Associate

Have questions?  If you would like to learn more, you may contact us here.

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